Betterment Loan Program
The Town of Easton participates in the Community Septic Management Program (CSMP) offered by the State of Massachusetts. The CSMP is meant to assist homeowners by providing access to low interest loans to be used for the purpose of upgrading failed septic systems. Upgrading can be done by replacing the existing system or connecting to an available sewer.
The money is available to qualifying homeowners at a low interest rate for a period of 20 years. Monies can be borrowed to cover all aspects of the process (engineering, soil testing, permit fees, and construction) up to $25,000. Homeowners obtain the estimates, homeowners choose the contractors. There is no credit check required, but all municipal accounts (real estate taxes, water bill, etc.) must be paid and up to date. The loan is paid back to the town in the form of a betterment placed as an additional line item on the real estate tax bill twice a year.